Extended Through Heritage Insures

Church insurance support built around ministry needs.

Through Heritage Insures, churches and ministry organizations can access a streamlined insurance review process designed to gather the right information once and help pursue appropriate coverage options through qualified insurance markets.

Mr. David Harris, Chairman of Heritage Insures
Mr. David HarrisChairman, Heritage Insures

A ministry-aware pathway for churches seeking practical insurance guidance, coverage review, and market access support.

A Heritage Insures service extension.

ChurchSure.com simplifies the front end so your church does not have to complete carrier after carrier supplemental application.

Strategic Ministry Protection

Faith-based organizations deserve a process that understands ministry.

Churches are not ordinary commercial risks. Facilities, volunteers, youth programs, counseling, transportation, food service, outreach, payroll, and property age all affect coverage strategy.

Why this service matters

This process is designed to gather the core details once, support internal supplemental completion, and reduce unnecessary friction for church leadership.

Multiple Market Review

Coverage options may be reviewed through admitted, specialty, and brokerage markets.

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Coverage Guidance

Designed to help identify potential coverage gaps before renewal or placement.

Ministry-Focused Intake

Built around church operations, property, outreach, transportation, and leadership needs.

Heritage Connection

Provided as a church insurance review pathway extended through Heritage Insures.

How the process works.

A simple, organized process for churches seeking insurance quotes, policy reviews, or coverage guidance.

01

Submit Intake

Provide church profile, property, ministry operations, payroll, vehicles, and coverage needs.

02

Upload Documents

Share declarations, photos, loss runs, statements of values, and other policy information.

03

Review & Market

Information is organized for appropriate insurance review and market access coordination.

04

Receive Guidance

Church leadership receives coverage options, observations, and next steps.

Coverage solutions for churches and ministries.

The intake process supports review across the exposures that commonly affect churches and ministry organizations.

Property CoverageBuildings, contents, equipment, signs, stained glass, and ministry property.
General LiabilityBodily injury, property damage, premises, and ministry operations.
Abuse & MolestationYouth work, volunteers, child protection procedures, and ministry accountability.
Workers’ CompensationChurch employees, payroll classifications, and ministry staff exposures.
Active AssailantCrisis-oriented coverage considerations for violent incident exposures.
Religious Freedom LiabilityFaith-based operational and policy considerations where available.
Flood InsuranceFlood protection review for churches inside or outside high-risk flood zones.
Counselor’s LiabilityPastoral counseling, lay counseling, and ministry advice exposures.
Commercial AutoChurch vans, buses, hired/non-owned auto, and ministry transportation.
Cyber LiabilityData, donations, email compromise, and digital ministry operations.
Group BenefitsHealth, life, dental, vision, and voluntary benefits for eligible ministry teams.
Fidelity BondsProtection related to theft, dishonesty, and handling of church funds.
Request a Quote

Designed to gather the details once.

This Heritage Insures intake experience collects the key details needed to begin a church insurance review without requiring the church to complete multiple carrier supplementals upfront.

Final carrier applications, signatures, loss runs, inspections, or supplemental documentation may still be required before coverage can be bound.

Heritage Church Coverage Intake

This intake gathers the core details needed to prepare a church insurance review through the Heritage Insures service pathway.

Recommended: current declarations pages, building photos, statement of values, loss runs if available.

Policy Review

Not sure the church is properly covered?

This service is designed to help churches identify possible coverage gaps, underwriting concerns, missing endorsements, renewal issues, and exposures that may require separate coverage.

Request Policy Review

Review focus areas

  • Property values and building schedules
  • Abuse & molestation limits and requirements
  • Workers’ compensation and payroll classifications
  • Flood, cyber, active assailant, and religious freedom gaps
  • Deductibles, exclusions, endorsements, and renewal timing
Contact

Begin a Heritage church insurance review.

This page is provided as a standalone church insurance review pathway extended through Heritage Insures. For additional Heritage information, visit HeritageInsures.com.

Contact Emailheritage@churchsure.com
Heritage WebsiteHeritageInsures.com
Service FocusChurch insurance review and market access coordination